Topic: Smart Debt

Credit cards have become synonymous with convenience. They eliminate the need to carry cash around and to buy things online. Like anything financial, credit cards come with both rewards and risks. Understanding these helps us use them smartly.

In this article we'll learn about loans and understand the differences between some common loan types.

In this article, we'll learn about debt and credit, and look at strategies to use it efficiently.

When interest rates decrease, it is an opportunity to refinance our existing home loan to either reduce our monthly mortgage payment or pay off our loan sooner. We'll explore a few ways to achieve this.

The article Reducing Debt discusses the importance of debt reduction and its benefits. The simple calculator on this page provides a way to estimate how long and how much it takes to reduce or eliminate debts.

The mortgage refinance calculator is used in conjunction with the article Mortgage Refinance. It helps us to quickly compare our existing loan against a newer lower-interest loan.

The article Early vs Late Retirement Fund Withdrawals described the pros and cons of early withdrawals from a retirement fund. In this calculator, we'll try to illustrate the same with numbers.