Tools

Here is a simple calculator to play with our expense/saving/investment ratios to get a feel for how (and how much) to allocate our money towards investments.

In the article Creating Targeted Savings we saw the benefits of saving towards specific targets. The corresponding calculator is here.

We discussed investing in various articles: Understanding Investment Types, The Power of Compounding, Age-appropriate Investing, etc. The investment calculator here helps in estimating how to allocate our funds.

In the article Investing in Stocks - 6: Buying Stocks we discussed stock 'position sizing'. The companion calculator here uses the position sizing technique to compute the number of shares to buy so that we limit our losses.

This illustrator helps learn about the effect of different cost basis methods on stock sale gains. See Investing in Stock - 9: Stock Cost Basis Methods to understand cost basis.

The article Reducing Debt discusses the importance of debt reduction and its benefits. The simple calculator on this page provides a way to estimate how long and how much it takes to reduce or eliminate debts.

The mortgage refinance calculator is used in conjunction with the article Mortgage Refinance. It helps us to quickly compare our existing loan against a newer lower-interest loan.

The article Early vs Late Retirement Fund Withdrawals described the pros and cons of early withdrawals from a retirement fund. In this calculator, we'll try to illustrate the same with numbers.